Ways to Pay: Financing and HSA/FSA (What to Know)

Our goal is simple: help you act quickly so safety isn’t delayed. This page is informational only. Coverage and eligibility vary by plan. We don’t provide medical, legal, or financial advice.


At a Glance

  • Fastest path: Use Shop Pay monthly payments at checkout (approval required).
  • Smart parallel path: Order now, then submit your itemized receipt to your HSA/FSA or insurance if appropriate.
  • Our role: We provide clear product details and invoices. Your clinician and plan determine eligibility and coverage.

1. Shop Pay Monthly Payments

Simple, immediate, and helps you act now.

What it is:
A pay-over-time option offered at checkout through Shop Pay. Approval required.

Why families choose this:

  • No delay in care—start using the equipment while any paperwork runs in the background.
  • Clear monthly costs—your options are shown before purchase.
  • Works in parallel—use your receipt later for HSA/FSA or insurance submission if allowed.

How it works:

  1. Add your equipment to cart.
  2. At checkout, choose Shop Pay.
  3. Review your monthly options and confirm if approved.

Financing is offered by Shop Pay partners. Terms and eligibility are shown during checkout.


2. Paying with HSA/FSA

Use tax-advantaged dollars—when eligible.

What it is:
Some families can use an HSA or FSA card for medical-related equipment. Coverage varies, and your clinician may need to confirm medical necessity.

How it works:

  • Use your HSA/FSA card at checkout like a normal card.
  • Keep your itemized receipt—we provide one automatically.
  • Your clinician may complete a support note if your plan requires it.

What we provide:

  • Itemized invoice with product details and totals.

We can’t confirm eligibility for your specific plan. All coverage decisions are made by your plan and clinician.

Need help choosing equipment or figuring out setup?
📞 Call/Text: (833)-324-4159
🕗 Mon–Sun, 8am–8pm PT
📧 Email: support@recoverathomenow.com